Life has no assurance. That is why I always see to it that I keep something for future use. No matter how hard up we are, I never use this saving unless it is an emergency that involves life and death of some sort situations. I remember a friend who advised me to invest my money on some life insurance which I can depend on every time there is a situation like this that may arise.

I remember how hard up we are when my daughter, Baby Bella, was hospitalized weeks ago because she needed to undergo an operation. If only I have started saving way back, I knew I’ll never have that hard time when she was hospitalized. Now, I have learned my lesson.